CLARISSA EXPLAINS MONEY
A COMPREHENSIVE END-OF-LIFE PLANNER
Give your family a plan, so they can take the time to grieve.
The Last Word is a 104-page planner that walks you through every decision, from who has the final say to what you'll wear, so the people you love just follow your plan.

Instant download · Print at home · Includes the Digital Vault template

When my grandmother passed in 2006, she left
a little black book.
In it, she wrote down everything. Her medications and when she took them. Her doctors. Who got what, and the conditions that came with it. Exactly how she wanted her funeral to go.

My mom and her siblings didn't have to make a bunch of decisions. They followed her plan. And they spent that time mourning her.

Years later, my cousin passed away young with nothing written down. Planning his funeral nearly tore my family apart. Everyone argued about what he would have wanted. Nobody actually knew.

I've seen it both ways. I've seen families with life insurance, families without it, and families with a policy who didn't know if it would pay out. I've seen fish fries and GoFundMe pages cover funerals. I've seen people argue over the outfit, the obituary, and whether to bury or cremate.
That's why I made The Last Word
Clarissa
If something happened to you tomorrow, would your family know:

Who gets the final say on your funeral?

Where your life insurance policy is, and if it will actually pay?

Which bills are on autopay and which accounts to close?

What you want your obituary to say?

Whether you want to be buried or cremated?

How to get into your phone, your email, and your Facebook?

What medications you take, and when?


If you're not sure, your family isn't either. And they'll find out at the worst possible time.

MEET THE LAST WORD

104 pages. 13 sections. In the order your family will need them.

A guided planner that gets everything out of your head and onto paper. When the time comes, your family opens it

and follows the plan.

SECTION 1

I'm Gone, Now What?

A step-by-step checklist for the person you leave in charge, from the first hour to the first year.

SECTION 3

Important Contacts

Your power of attorney, executor, advisors, and insurance agents, with each role explained.

SECTION 7

Digital Assets

Step-by-step iPhone and Facebook legacy contact setup, and what you want done with each.

SECTION 10

End-of-Life Healthcare

Your medical wishes and the comfort you want at the end.

INSIDE SECTION 1

Who Decides

Name the one person with the final say on your funeral, so nobody has to fight about it.

SECTION 4 & 5

Legal & Financial

Where your documents are kept, every account, and a full plan for paying for your funeral.

SECTION 8

Funeral & Burial

Burial or cremation, your full service plan, the songs, and exactly what you'll wear.

SECTION 11

Personal Belongings

Who gets what, and the story behind each piece.

SECTION 2

Personal Information

Everything the funeral director needs for the death certificate, plus your medications and doctors.

SECTION 6

Home & Household

Bills, keys, codes, and the things only you know about your home.

SECTION 9

Obituary & Eulogy

A guide to writing your own obituary, plus notes for whoever gives your eulogy.

SECTION 12 & 13

Final Wishes & Resources

Letters, your life story, recipes, traditions, and a yearly review log.

The part nobody else includes

Paying for My Funeral

A funeral with viewing and burial has a national median cost of about $8,300, before the plot, vault, and headstone. Estimate your cost, list where the money will come from, and close the gap. No fish fry. No GoFundMe.

The Digital Vault

A ready-made Google Drive folder for your obituary, photos, and documents. Turn the links into QR codes, paste them in your planner, and your family scans them with their phone.

Built Safe

The planner never asks for full account numbers or passwords. You write where things are kept, so a lost book can't be used to steal your identity.

Ut Repellat Officiis
Est Velit In Nisi

Here's everything you get

The Last Word planner, 104 pages (print at home as many times as you need)

The Digital Vault Google Drive template and Vault Index sheet

Wallet cards and a fridge sheet for emergency responders


$39


Instant download · Print at home

Want to leave more than a plan?

Your planner tells your family what to do. Legacy Letters tells them what they meant to you.


It's a 64-page guided journal with fill-in-the-blank letters and prompts for writing to your spouse, each of your children, your grandchildren, your parents, and your friends. It also has letters to open on the days you might miss: their wedding, their graduation, becoming a parent, and the hard days.

You'll see it as a checkbox at checkout for $17 (normally $27). It's only offered at this price on the checkout page.

Give them the plan while you can
Your family is going to need this information one day.

Give it to them now, while you can decide what they get to know.
This is for you if

You're a parent and want your kids protected no matter what

You just lost someone and saw how hard it was without a plan

You're taking care of an aging parent and don't know where anything is

You're single and want your wishes followed exactly

You're young and healthy and want this done once, so you never have to think about it in a crisis

How It Works

You don't have to finish it in one sitting. Here's how to get started:

Get instant access
Download your planner and the Digital Vault template the minute you order.
Start with Who Decides
Page 10 names the one person with the final say, so nobody has to fight about it.
Fill it in one section at a time
Work at your own pace. Skip anything that doesn't apply to you.
Tell your person
Let one trusted person know your plan exists and where to find it.
Meet Clarissa
I'm Clarissa Moore, founder of Clarissa Explains Money. I've been helping people with their finances since 2005, and my work has been featured on the Tamron Hall Show, ESSENCE, Yahoo Finance, and Business Insider.

I teach people how to manage their money while they're living. The Last Word makes sure your family is taken care of after you're gone.
Frequently Asked Questions
  • Is this a will?
    No. A will decides who inherits your things. This planner tells your family what you want and where to find everything. You need both, and the planner shows you how to get the legal pieces in place.
  • Is it a physical book?
    It's a digital PDF you download and print at home or at any print shop. A printed version is coming soon.
  • How long does it take to fill out?
    As long as you need. The Start Here page shows you the five sections to do first. Many people knock those out in a weekend and fill in the rest over time.
  • Is it safe to write all of this down?
    Yes. The planner is designed so you write where things are kept, never the actual password or full account number.
  • I don't have a lot of money or property. Do I still need this?
    Yes. This planner is mostly about information and wishes. Even a simple life comes with bills, accounts, a phone, and a funeral someone has to plan.
  • Can I buy one for my parents?
    Yes. It's a great reason to sit down with a parent and fill it out together.
  • What's your refund policy?
    Since this is a digital download and you have full access to the planner as soon as you place your order, all sales are final.
The Last Word: A Comprehensive End-of-Life Planner
104-page digital planner + Digital Vault template. Instant download.
Instant download, straight to your email
Print at home as many times as you need
Includes the Digital Vault Google Drive template

The Last Word is an organizing tool. It is not a will and does not replace legal advice.

You're one step away from giving your family a plan.
  • 01Customer
  • 02Payment

YOUR DETAILS

Billing address

Special Offer
YES! Add Legacy Letters for just $17

Your plan tells your family what to do. Your letters tell them how much you loved them. Legacy Letters is a 64-page guided journal with fill-in-the-blank letters and prompts for your spouse, each of your children, your grandchildren, and letters to open on their wedding day, graduation, and the hard days you might miss. Just $17 today, normally $27.

Add to cart$17.00

Choose a pricing option

  • Preferred option
    One-time payment ($39.00)$39.00

Payment information

You will not be charged for this purchase, but if you choose to make an optional purchase later, this card info will be used to complete that transaction!

Your credit card information will be securely requested immediately after you click 'Pay with ThrivePay Installments' to set up your payment plan.
  • Total payment
  • 1xThe Last Word: A Comprehensive End-of-Life Planner$39
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